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Covers damages to your vehicle if you're in a mishap, no matter fault. If  The Latest Info Found Here  hit by a driver who doesn't have insurance coverage or doesn't have enough insurance coverage, uninsured vehicle driver bodily injury and property damage protection pays for your injuries and damages, as much as the limits of your policy. Covers medical expenses if you, your member of the family, or your travelers are hurt in a mishap, despite fault.